Credit Union Field Staff
しんようくみあいしょうがいがかり
Industry & Occupation
Classification
- Major : Sales and Marketing Occupations
- Middle : Sales Representative Occupations
- Minor : Financial and Insurance Sales Representatives
Summary
Credit union sales position responsible for new member acquisition, proposing financial products such as deposits and loans to existing members, and handling consultations.
Description
Credit union field staff target local residents and businesses for new member recruitment and propose financial products (deposits, loans, guarantees, etc.) to existing members. They conduct market research and customer visits to identify needs, design optimal products, and perform interest rate calculations. They also assist with loan reviews, prepare contracts, follow up with customers, ensure compliance with laws and regulations, and coordinate with internal and external departments. As a regional financial institution, they contribute to local economic revitalization while deepening trust with members.
Future Outlook
Amid intensifying competition from regional banks and fintech companies, there is a demand for region-specific proposal capabilities and the use of digital tools. While credit union mergers and DX-driven efficiency improvements progress, field staff with advanced consulting skills will continue to be in demand.
Personality Traits
Good Listener / Honest / Proactive / Sociable / Strong Sense of Responsibility
Work Style
Field and Office Work Combined / Full-time / Possibility of Transfer / Quota System / Team System
Career Path
New Field Staff → Senior Field Staff → Sales Chief → Section Chief/Assistant Manager → Branch Manager
Required Skills
Basic PC Operation / Compliance Knowledge / Customer Negotiation / Financial Product Knowledge / Loan Review
Recommended Skills
Data Analysis / Financial Planner Qualification / Network Building / Presentation Skills / SNS Marketing
Aptitudes (Strengths Preferred)
| Item | Description |
|---|---|
| Attention to Detail & Accuracy | Because accuracy in contracts and interest calculations is required. |
| Communication Skills | Necessary for building trust with members. |
| Numerical & Quantitative Analysis | Because quantitative analysis such as interest rates and loan calculations is important. |
Related Qualifications
- Banking Operations Certification
- Financial Planning Skills Test (FP Level 2)
- Nissho Bookkeeping Exam Level 2
- Securities Representative Qualification
Aliases
- Credit Union Field Staff
- Credit Union Outreach Staff
- Credit Union Sales Position
Related Jobs
- Bank Field Staff
- Financial Product Intermediary
- Insurance Salesperson
- Securities Salesperson