Shinkin Bank Field Representative
しんようきんこしょうがいがかり
Industry & Occupation
Classification
- Major : Sales and Marketing Occupations
- Middle : Sales Representative Occupations
- Minor : Financial and Insurance Sales Representatives
Summary
Shinkin Bank Field Representatives identify customers' financial needs through field activities at shinkin banks and propose and sell financial products such as deposits, loans, and asset management as sales positions.
Description
Shinkin Bank Field Representatives work at shinkin banks, visiting corporate and individual customers to assess their financial needs, and propose and conclude contracts for various financial products including deposits, loans, asset management, and insurance. They build trusting relationships with customers through daily field activities and contribute to local economic development. They are responsible for planning visits, coordinating with credit review departments, creating and managing contract documents, providing aftercare, and collaborating with internal and external stakeholders at the branch to provide feedback on sales strategies.
Future Outlook
The role of community-based financial institutions will remain important. Due to declining birthrates, aging population, and DX initiatives, changes in funding needs are expected, requiring digitalization of field activities and enhancement of asset management proposal capabilities.
Personality Traits
Able to respond flexibly / Action-oriented / Excellent communication skills / Honest / Trustworthy
Work Style
Career Path
Field Staff → Chief → Section Manager → Branch Manager → Head Office Sales Planning
Required Skills
Customer Management System Operation / Financial Product Knowledge / Listening Skills / Loan Review / Proposal Sales
Recommended Skills
Corporate Sales / English Reading Comprehension / Financial Planning / Insurance and Securities Knowledge / Presentation
Aptitudes (Strengths Preferred)
| Item | Description |
|---|---|
| Attention to Detail & Accuracy | Accuracy is required for contract procedures and legal compliance. |
| Communication Skills | Essential for building smooth relationships with customers and making proposals. |
| Stress Tolerance | Necessary to endure the pressure of achieving sales targets. |
Related Qualifications
- Banking Operations Certification
- FP Skills Certification
- Real Estate Transaction Agent
- Securities Sales Representative
Aliases
- Field Representative
- Shinkin Bank Sales
Related Jobs
- Bank Field Representative
- Insurance Sales
- Mortgage Advisor