Treasury Clerk (Bank)
しきんかかりいん（ぎんこう）
Industry & Occupation
Classification
- Major : Clerical Occupations
- Middle : Accounting Clerical Occupations
- Minor : Other Accounting Clerical Occupations
Summary
Clerical role in the bank's treasury department responsible for fund procurement, operations, and liquidity management.
Description
Treasury clerks (bank) prepare daily cash flow statements and forecast and manage fund demands both inside and outside the bank. They arrange fund procurement and operations in the short-term money market, as well as derivative transactions such as interest rate swaps, to manage liquidity risk and optimize funding costs. Through coordination with internal departments and other banks, they maintain the bank's overall fund balance and handle reporting to the business planning department. Market trend analysis and regulatory compliance are also key responsibilities.
Future Outlook
With the globalization of financial markets, strengthened regulations, and digitalization, treasury management is becoming more sophisticated, and demand for specialized talent remains stable or increasing. Routine tasks will be automated by AI and RPA, placing greater emphasis on advanced analytical and risk management skills.
Personality Traits
Calm and composed / Cautious and meticulous / Good cooperativeness / Strong sense of responsibility / Strong with numbers
Work Style
Career Path
Junior Treasury Clerk → Senior Treasury Clerk → Funds Management Team Leader → Treasury Department Manager → Director of Finance
Required Skills
Basic knowledge of financial accounting / Cash flow management / Excel (Advanced) / Interbank money market / Interest rate swap trading
Recommended Skills
English skills (report writing and meetings) / Financial modeling / Risk management / SQL basics
Aptitudes (Strengths Preferred)
| Item | Description |
|---|---|
| Analytical & Logical Thinking | Because logical thinking is essential for analyzing fund trends and market interest rates. |
| Attention to Detail & Accuracy | Because errors in fund balances or transaction amounts can lead to significant losses. |
| Numerical & Quantitative Analysis | Because they handle vast numerical data and require precise calculations. |
| Planning & Organization | Because high planning and organizational skills are required for cash flow planning and liquidity management. |
| Stress Tolerance | Because they work in high-stress environments such as during funding shortages or market fluctuations. |
Aptitudes (Weaknesses Acceptable)
| Item | Description |
|---|---|
| Creativity & Ideation | Because the work is routine and does not require high creativity. |
| Physical Stamina & Endurance | Mainly desk work with low physical demands. |
Related Qualifications
- Banking Operations Certification Level 3 or higher
- Nissho Bookkeeping Certification Level 2 or higher
- Securities Representative Qualification (Type 2)
Aliases
- Cash Manager
- Funds Officer
Related Jobs
- Finance Officer
- Foreign Exchange Dealer
- Funds Operations Officer
- Risk Management Officer