Promissory note clerk
てがたかかりいん
Industry & Occupation
Classification
- Major : Clerical Occupations
- Middle : Accounting Clerical Occupations
- Minor : Deposit and Savings Counter Clerks
Summary
Specialized occupation in charge of clerical processing related to promissory notes, such as discounting, purchase, and settlement, at bank counters and similar locations.
Description
Promissory note clerks handle various clerical tasks related to promissory notes, such as discounting, purchase, and maturity settlement, as part of bank counter operations. This includes verifying details and endorsements on promissory notes, checking for bounce risks, calculating interest, entering vouchers, as well as customer service and explanations. Accuracy and a sense of responsibility are required, and understanding of relevant laws and bank regulations is essential. In recent years, with the progress of digitalization, system operation skills are also necessary.
Future Outlook
With the digitalization of banks, electronic promissory notes are becoming more widespread, but the demand for personnel with advanced screening and customer service skills is expected to remain stable. As operations become more automated, there is a high possibility of shifting to roles focused on associated clerical processing and risk management.
Personality Traits
Good communication skills / High accuracy / Meticulous / Strong sense of responsibility
Work Style
Bank counter / Full-time / Office work / Shift work
Career Path
Junior promissory note clerk → Senior promissory note clerk → Deposit window leader → Head office clerical staff → Management position
Required Skills
Bills of exchange law / Bookkeeping knowledge / Clerical processing / Interest calculation / Office software
Recommended Skills
Banking operations certification preparation / Electronic settlement system operation / Financial qualifications / Nissho bookkeeping certification
Aptitudes (Strengths Preferred)
| Item | Description |
|---|---|
| Attention to Detail & Accuracy | The information that forms the basis of promissory note processing needs to be strictly verified. |
| Numerical & Quantitative Analysis | Because accurate amount calculations and interest computations are required. |
Aptitudes (Weaknesses Acceptable)
| Item | Description |
|---|---|
| Creativity & Ideation | Because routine tasks are the main focus. |
| Physical Stamina & Endurance | Mainly desk work. |
Related Qualifications
- Banking Operations Certification Exam
- Nissho Bookkeeping Certification Level 2
Aliases
- Promissory note clerk
- Promissory note window clerk
Related Jobs
- Deposit window clerk
- Exchange clerk
- Remittance clerk