Life Insurance Solicitor
せいめいほけんがいこういん
Industry & Occupation
Classification
- Major : Sales and Marketing Occupations
- Middle : Sales Representative Occupations
- Minor : Financial and Insurance Sales Representatives
Summary
Sales position that proposes life insurance products to individuals and corporations, handles contract procedures, and provides after-sales service.
Description
Life insurance solicitors mainly target individuals and corporations, handling everything from proposing life insurance products to contract procedures and follow-up after contracts. They analyze customers' life plans and risks to design optimal coverage and premiums. After securing contracts, they handle contract documentation, premium billing, and support for maturity or benefit claims, among other after-sales services. Compensation is primarily commission-based on the number of contracts and premiums, allowing income based on results. Compliance with laws such as the Financial Instruments and Exchange Act and the Insurance Business Act is required, and registration as a solicitor is necessary.
Future Outlook
Demand for life planning proposals remains stable due to declining birthrates, aging population, and growing asset formation needs, with the use of digital tools and online consultations being key to the future.
Personality Traits
Autonomous / Has Proposal Skills / Honest / Patient / Sociable
Work Style
Agency Employment / Field Sales / Full Commission / Independent Contractor / Remote
Career Path
Insurance Company Sales Representative → Senior Life Consultant → Team Leader/Branch Manager Assistant → Branch Manager → Sales Headquarters Position
Required Skills
Contract Procedures (Legal Compliance) / Customer Needs Interviewing / Insurance Product Knowledge / Life Planning / Presentation Skills
Recommended Skills
Financial Planner Qualification / IT Tool Utilization / Marketing / SNS Information Dissemination
Aptitudes (Strengths Preferred)
| Item | Description |
|---|---|
| Adaptability | To respond to diverse customer needs and market changes |
| Communication Skills | Essential for building trust through interpersonal negotiations |
| Initiative & Leadership | Takes initiative in new customer development and follow-up |
| Stress Tolerance | High stress from sales quotas and customer interactions |
Aptitudes (Weaknesses Acceptable)
| Item | Description |
|---|---|
| Collaboration & Teamwork | Mainly handles customers individually with high independence |
Related Qualifications
- Financial Planning Skills Proficiency
- Life Insurance Solicitor Qualification
Aliases
- Insurance Solicitor
- Life Insurance Lady
Related Jobs
- Casualty Insurance Solicitor
- Financial Planner
- Securities Representative