Insurance Payment Calculation Clerk
ほけんきんさんしゅつじむいん
Industry & Occupation
Classification
- Major : Clerical Occupations
- Middle : Sales and Marketing Clerical Occupations
- Minor : Other Sales and Marketing Clerical Occupations
Summary
A clerical position that calculates and determines the insurance payment amount by verifying contract conditions and policy terms based on insurance claims such as accidents or illnesses.
Description
Insurance payment calculation clerks collate the contents of claims from insured persons with contract policies, taking into account deductibles and co-insurance rates, etc., to calculate the payment amount. They are specialized clerical positions. They check the contents of submitted medical certificates, damage reports, and other related documents, and if there are deficiencies or doubts, they coordinate with investigators or clients. They handle data entry into internal systems, double-checking calculations, and creating payment instructions, requiring accuracy and speed.
Future Outlook
While routine tasks are being automated by the introduction of RPA and AI, human intervention is still needed for complex policy interpretations and exception handling, so a certain level of demand is expected to be maintained.
Personality Traits
Cautious / Emphasizes Accuracy / Good at Steady Work / Strong Sense of Responsibility
Work Style
Career Path
Insurance Payment Calculation Clerk (Junior) → Senior Clerical Staff → Team Leader → Insurance Payment Manager → Department Manager
Required Skills
Basic Calculation Skills / Clerical Processing / Excel (Advanced) / Insurance Policy Knowledge
Recommended Skills
Data Analysis / Document Creation / Insurance System Operation
Aptitudes (Strengths Preferred)
| Item | Description |
|---|---|
| Analytical & Logical Thinking | Because it is necessary to accurately understand contract conditions and policies and construct calculation logic. |
| Attention to Detail & Accuracy | Because calculation errors or oversights in documents affect insurance payments. |
Aptitudes (Weaknesses Acceptable)
| Item | Description |
|---|---|
| Creativity & Ideation | Because routine tasks based on manuals and policies are the main work. |
| Physical Stamina & Endurance | Because it is mainly desk work. |
Related Qualifications
- FP Skill Test (Grade 2 or higher)
- Life Insurance Agent Qualification
- Property and Casualty Insurance Agent Qualification
Aliases
- Claims Clerk
- Insurance Payment Calculation Clerk
Related Jobs
- Claims Investigator
- Insurance Adjuster
- Insurance Contract Clerk
- Insurance Payment Assessment Clerk