Loan Clerk (Insurance Company)
ゆうしじむいん（ほけんがいしゃ）
Industry & Occupation
Classification
- Major : Clerical Occupations
- Middle : Sales and Marketing Clerical Occupations
- Minor : Other Sales and Marketing Clerical Occupations
Summary
An occupation that handles a series of clerical processes related to loans (policyholder loans) for policyholders at insurance companies.
Description
Loan Clerk (Insurance Company) specializes in clerical work related to policyholder loans (financing), where insurance policyholders borrow money using their insurance contracts as collateral. Specifically, they are responsible for receiving and checking loan application documents, confirming customer information and contract details, assisting with credit screening, creating and sending contracts, managing incoming payments, creating and updating repayment schedules, providing guidance to customers and handling inquiries, and entering data into internal systems. Accurate procedures compliant with laws and internal regulations are required, and coordination with related departments and customer service are also key tasks.
Future Outlook
Demand for policyholder loans in the insurance industry remains stable at a certain level, while systemization and automation of operations are advancing. Personnel with specialized clerical skills and legal compliance awareness will continue to be in demand.
Personality Traits
Good teamwork / Meticulous / Strong sense of responsibility / Values accuracy
Work Style
Career Path
Loan clerical staff → Credit management staff → Loan screening analyst → Team leader → Manager
Required Skills
Contract procedure knowledge / Credit screening / Customer service skills / Data entry / Document creation
Recommended Skills
Basic bookkeeping / Communication skills training / Risk management
Aptitudes (Strengths Preferred)
| Item | Description |
|---|---|
| Analytical & Logical Thinking | Because accurate analysis is required for credit screening. |
| Attention to Detail & Accuracy | Because accuracy in documents and contract contents is crucial. |
Aptitudes (Weaknesses Acceptable)
| Item | Description |
|---|---|
| Creativity & Ideation | Primarily routine clerical work with little need for creativity. |
| Physical Stamina & Endurance | Primarily desk work, so low physical demands. |
Aliases
- Loan Clerk
- Loan Processing Staff
Related Jobs
- Bank Loan Clerk
- Credit Management Staff
- Financial Clerk
- Insurance Sales Clerk