Insurance Broker
ほけんなかだちにん
Industry & Occupation
Classification
- Major : Sales and Marketing Occupations
- Middle : Sales-Related Occupations
- Minor : Insurance Agents and Brokers
Summary
A professional who compares and proposes products from multiple insurance companies and mediates customer contract procedures.
Description
Insurance brokers select and propose insurance products suited to the risks of companies and individuals from multiple insurance companies, mediating from contract negotiations to procedures. They conduct interviews on customers' life plans and risk management needs to design optimal insurance plans. They also handle coordination with insurance companies, creation and verification of contract documents, and maintenance procedures. By providing advice that takes into account market trends and legal regulations, and performing post-contract maintenance management and review proposals, they build long-term trust relationships.
Future Outlook
While competition intensifies with the expansion of online insurance comparison services, demand for insurance brokers with detailed face-to-face proposal capabilities is expected to remain stable.
Personality Traits
Good listener / Has integrity / Persuasive / Strong sense of responsibility
Work Style
Corporate Sales / Field Sales / Inside Sales / Remote / Sole Proprietor
Career Path
Insurance Recruiter → Insurance Sales Representative → Independent Insurance Broker → Financial Planner → Broker Owner
Required Skills
Contract Document Preparation / Customer Service Skills / Insurance Product Knowledge / Negotiation Skills / Risk Assessment Analysis
Recommended Skills
CRM Utilization / Financial Planning Knowledge / Understanding of Insurance-Related Laws and Regulations
Aptitudes (Strengths Preferred)
| Item | Description |
|---|---|
| Analytical & Logical Thinking | Important for customer risk analysis and comparative proposals of insurance products. |
| Attention to Detail & Accuracy | Accuracy is required in contract contents and document preparation. |
| Communication Skills | Essential for customer negotiations and dealings with insurance companies. |
| Learning Agility & Knowledge Acquisition | Need to respond quickly to legal amendments and product revisions. |
Aptitudes (Weaknesses Acceptable)
| Item | Description |
|---|---|
| Physical Stamina & Endurance | Mainly desk work and business discussions, with low physical demands. |
Related Qualifications
- Life Insurance Salesperson Qualification
- Non-Life Insurance Salesperson Qualification
Aliases
- Insurance Broker
Related Jobs
- Insurance Agent
- Insurance Consultant
- Insurance Salesperson