Insurance Agent, Insurance Broker
ほけんだいりにん、ほけんなかだてにん
Industry & Occupation
Classification
- Major : Sales and Marketing Occupations
- Middle : Sales-Related Occupations
- Minor : Insurance Agents and Brokers
Summary
Profession that sells insurance products, proposes insurance plans tailored to customers' risk needs, and handles contract procedures.
Description
Insurance agents and brokers handle products from life insurance and damage insurance companies, responsible from designing and proposing insurance based on customers' risks and life plans, to contract procedures and aftercare. They interview the needs of individual or corporate customers, select appropriate insurance products, explain them, and support contract conclusion. After contracts, they provide support for insurance claim requests, renewal procedures, periodic review proposals, etc., and are required to build long-term trust relationships.
Future Outlook
Although the insurance market is mature, with an aging society and diversification of life stages, demand for personalized consulting is on the rise. It is expected that efficiency improvements through digital tools and the adoption of InsurTech will advance.
Personality Traits
Work Style
Direct to/from Work / Freelance Independent / Insurance Agency / Remote
Career Path
Junior Agent → Senior Agent → Agency Manager → Branch Manager → Independent Insurance Broker
Required Skills
Compliance / Contract Document Preparation / Customer Needs Analysis / Insurance Product Knowledge / Negotiation Skills
Recommended Skills
Customer Management System (CRM) Operation / Digital Marketing / Financial Planning / Presentation Skills
Aptitudes (Strengths Preferred)
| Item | Description |
|---|---|
| Attention to Detail & Accuracy | Because errors in contract details can lead to customer losses. |
| Communication Skills | Essential for building trust with customers and accurately understanding their needs. |
| Stress Tolerance | Due to pressure from achieving goals and customer interactions. |
Related Qualifications
- Damage Insurance Solicitor License
- Financial Planning Skills Test
- Life Insurance Solicitor License
Aliases
- Insurance Broker
- Insurance Planner
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- Financial Planner
- Real Estate Broker Sales
- Securities Representative