Financial Product Developer
きんゆうしょうひんかいはつしゃ
Industry & Occupation
Classification
Summary
A profession that analyzes financial markets and customer needs to design and develop new financial products, taking into account legal regulations and risk management.
Description
Financial product developers are specialists who research customer needs and market trends, and plan and design new products while considering legal regulations such as the Financial Instruments and Exchange Act and risk evaluations. They define structures for investment trusts, derivatives, asset-backed securities, etc., and simulate profitability and risks. They collaborate with related departments and external vendors, and may handle everything from product design to formulating sales strategies and follow-up after operations begin. Knowledge and agile responsiveness in new fields such as digital finance and ESG products are required.
Future Outlook
With the advancement of ESG investments and fintech, demand is expanding for developing products considerate of the environment and society, as well as digital products. Demand for talent with regulatory compliance capabilities and data analysis skills is on the rise.
Personality Traits
Analytical orientation / Curious and inquisitive / Strong sense of responsibility
Work Style
Career Path
Analyst → Financial Product Development Staff → Senior Product Developer → Product Development Manager → Product Head
Required Skills
Data Analysis / Financial Product Design / Knowledge of Financial Instruments and Exchange Act / Presentation Skills / Risk Assessment
Recommended Skills
English Proficiency (Technical Documents) / Financial Modeling / Machine Learning / Programming (Python, R) / Project Management
Aptitudes (Strengths Preferred)
| Item | Description |
|---|---|
| Analytical & Logical Thinking | Because it involves analyzing complex financial market data to design new products. |
| Attention to Detail & Accuracy | Because accuracy in legal regulations and numerical calculations is required. |
| Creativity & Ideation | To devise new financial products tailored to customer needs and market conditions. |
| Learning Agility & Knowledge Acquisition | Continuous learning is necessary to respond to changes in financial regulations and market trends. |
| Numerical & Quantitative Analysis | Essential for simulations using probability/statistics and model calculations. |
| Problem Solving | To identify risks and challenges and design solutions. |
Aptitudes (Weaknesses Acceptable)
| Item | Description |
|---|---|
| Physical Stamina & Endurance | Mainly desk work with low physical strain. |
Related Qualifications
- Financial Planner (FP)
- Securities Analyst
- Securities Representative Type 1
Aliases
- Financial Product Designer
- Financial Product Planner
Related Jobs
- Asset Manager
- Fund Manager
- Marketing Staff
- Risk Manager