Financial Planner
ふぁいなんしゃるぷらんなー
Industry & Occupation
Classification
Summary
A professional who utilizes specialized knowledge in asset management, insurance, taxes, pensions, inheritance, etc., for individuals and corporations to propose asset planning and risk countermeasures based on the customer's life plan.
Description
Financial Planners are experts who handle asset formation and risk management according to the customer's life stage and goals. They conduct interviews with customers, comprehensively analyze income and expenses, assets held, family composition, and future plans, formulate life plans, select financial products (investment trusts, stocks, bonds) and insurance products, and make proposals that take into account tax systems and pension systems. They provide consistent support from advice on inheritance and business succession to follow-up on operation status, and long-term relationship building is required.
Future Outlook
Due to aging population and diversification of asset management needs, demand for personal financial planning remains stable and increasing. Service formats are evolving with online consultations and AI tools, placing even greater emphasis on high-level expertise in proposals.
Personality Traits
Attentive / Customer-oriented / Honest / Problem-solving oriented
Work Style
Consulting Firm / FP Office / Financial Institution Employment / Insurance Agency / Remote Consultation
Career Path
Junior FP → FP Advisor → Senior FP → Consultant → Independent Practice
Required Skills
Consulting Skills / Financial Product Knowledge / Insurance Product Knowledge / Life Planning / Pension System Knowledge
Recommended Skills
Communication Skills (English) / Excel (Advanced) / FP Certification / Financial Planning Skills Technician / Presentation Skills
Aptitudes (Strengths Preferred)
| Item | Description |
|---|---|
| Analytical & Logical Thinking | Because it is necessary to logically analyze the customer's income/expenses and asset status. |
| Attention to Detail & Accuracy | Because it is necessary to accurately understand complex tax systems and contract details. |
| Communication Skills | To communicate smoothly with customers and draw out their needs. |
| Learning Agility & Knowledge Acquisition | Because it is necessary to always respond to changes in financial products and tax systems. |
| Numerical & Quantitative Analysis | Because calculations for asset management and household management occur frequently. |
| Planning & Organization | To design the optimal life plan for each customer. |
| Problem Solving | To propose appropriate solutions to customers' issues. |
Aptitudes (Weaknesses Acceptable)
| Item | Description |
|---|---|
| Physical Stamina & Endurance | Mainly office work with low physical demands. |
Related Qualifications
- AFP (Affiliated Financial Planner)
- CFP (Certified Financial Planner)
- Level 1 Financial Planning Skills Technician
- Level 2 Financial Planning Skills Technician
Aliases
- FP
Related Jobs
- Certified Public Accountant
- Certified Tax Accountant
- Financial Analyst
- Insurance Planner
- Investment Advisor