Financial and Insurance Specialist
きんゆう・ほけんせんもんしょく
Industry & Occupation
Classification
Summary
A profession that utilizes specialized knowledge of financial and insurance products to support customers' asset management and risk management.
Description
Financial and Insurance Specialists work at financial institutions or insurance companies to design, propose, and manage customers' asset management and insurance contracts, supporting customers' financial security through risk assessment and regulatory compliance. Specifically, they handle a wide range of specialized tasks such as financial market analysis, investment product selection, insurance product underwriting, credit evaluation, and compliance operations. They understand customer needs through dialogue, propose optimal products and services, and also provide follow-up after contracts and reviews in response to market fluctuations. They are required to respond quickly to legal changes and market trends and maintain the latest knowledge.
Future Outlook
With the advancement of digitalization and FinTech, services utilizing data analysis and AI are increasing. Due to strengthening regulations and diversifying customer needs, a combination of expertise and digital skills is required, and demand is expected to expand steadily in the future.
Personality Traits
Analytical Mindset / Cautious and Meticulous / Customer-Oriented / Good at Explaining / Strong Sense of Responsibility
Work Style
Flex Time / Office Work / Overseas Travel / Remote / Team-Based
Career Path
Analyst → Advisor → Senior Analyst/Senior Advisor → Manager → Director
Required Skills
Actuarial Science / Advanced Excel / Financial Analysis / Financial Regulations / Market Research / Risk Assessment
Recommended Skills
CRM Tools / Data Analysis Tools (PowerBI, Tableau) / English (Finance) / Presentation Skills / Programming (Python, R)
Aptitudes (Strengths Preferred)
| Item | Description |
|---|---|
| Analytical & Logical Thinking | To analyze financial data and market trends and make appropriate proposals. |
| Attention to Detail & Accuracy | Need to accurately grasp details of contract terms and regulations. |
| Communication Skills | Communication and presentation skills with customers are important. |
| Learning Agility & Knowledge Acquisition | Need to update knowledge in response to changes in laws, regulations, and product trends. |
| Numerical & Quantitative Analysis | Mathematical analysis and statistical models are needed for assessments. |
| Problem Solving | To solve complex financial issues and risk problems. |
Aptitudes (Weaknesses Acceptable)
| Item | Description |
|---|---|
| Physical Stamina & Endurance | High physical stamina is not required as it is mainly desk work. |
Related Qualifications
- AFP
- CFP
- Damage Insurance Agent
- FP Skills Test (Financial Planning Skills Test)
- Life Insurance Agent
- Securities Analyst
Aliases
- Financial Specialist
- Insurance Specialist
Related Jobs
- Banker
- Financial Planner
- Insurance Underwriter
- Securities Analyst