Credit Management Investigator
さいけんかんりちょうさいいん
Industry & Occupation
Classification
Summary
Specialist who investigates and analyzes debtors' credit status and handles receivables management and collection tasks.
Description
Credit management investigators investigate and analyze the credit status of individual or corporate debtors, and evaluate the collectability of delinquent receivables. They formulate and execute optimal collection strategies through negotiations with debtors and guarantors, development of payment plans, and support for legal procedures. Within the company, they collaborate with legal and risk management departments, report on collection progress and risk status, and manage data using receivables management systems.
Future Outlook
With declining birthrates, aging population, and economic fluctuations, the importance of delinquent receivables risk management is increasing. Flexible collection strategy formulation tailored to debtor needs is required, and stable market growth is expected.
Personality Traits
Cautious / Empathetic / Logical thinker / Patient / Strong sense of responsibility
Work Style
Client visits / Flex time / Office work / Partial remote work possible / Team-based
Career Path
Receivables Management Investigator → Debt Collection Manager → Credit Risk Analyst → Legal Department Staff → Risk Management Department Manager
Required Skills
Civil Law Knowledge / Financial Statement Analysis / Negotiation Skills / Receivables Management System Operation / Risk Assessment
Recommended Skills
Debt Collection / English (for foreign clients) / IT Literacy (CRM) / Psychology Knowledge
Aptitudes (Strengths Preferred)
| Item | Description |
|---|---|
| Analytical & Logical Thinking | For analysis of financial statements and risk assessment. |
| Attention to Detail & Accuracy | Because detailed checks of contract clauses, payment status, etc., are required. |
| Communication Skills | To negotiate effectively with debtors and related parties. |
| Numerical & Quantitative Analysis | Mathematical analysis is required for analyzing delinquency status and estimating collection amounts. |
| Problem Solving | To identify causes of collection difficulties and take measures. |
| Stress Tolerance | Due to mental stress from collections and negotiations. |
Aptitudes (Weaknesses Acceptable)
| Item | Description |
|---|---|
| Physical Stamina & Endurance | Mainly office work with low physical load. |
Related Jobs
- Credit Analyst
- Credit Investigator