Insurance Broker
ほけんぶろーかー
Industry & Occupation
Classification
- Major : Sales and Marketing Occupations
- Middle : Sales-Related Occupations
- Minor : Insurance Agents and Brokers
Summary
Profession that compares and proposes products from multiple insurance companies, intermediating the optimal insurance plan for customers' risk needs.
Description
Insurance brokers handle various insurance products such as life insurance and casualty insurance, analyze customers' risk profiles and needs, compare and evaluate plans from multiple insurance companies, and propose and intermediate the optimal insurance design. They provide advice to customers from a position independent of insurance companies, handling everything from contract execution to renewal procedures and support during insurance claims. Specialized knowledge aligned with laws, regulations, and industry trends, as well as advanced communication skills, are required.
Future Outlook
Demand is expected to remain stable due to aging population and increasing interest in complex risks. Utilization of AI and digital platforms is anticipated to advance business efficiency and improve customer experience.
Personality Traits
Attention to Detail / Good Listener / Good at Negotiation / Honest / Trustworthy
Work Style
Corporate Employment / Flex / Freelance Sole Proprietor / Office Work / Remote
Career Path
Junior Broker → Senior Broker → Team Leader → Sales Manager → Branch Manager
Required Skills
Contract Procedures / Insurance Product Knowledge / Negotiation Skills / Regulatory Compliance Knowledge / Risk Assessment Analysis
Recommended Skills
CRM Tool Operation / Data Analysis / Financial Planning / IT Literacy / Language Skills
Aptitudes (Strengths Preferred)
| Item | Description |
|---|---|
| Analytical & Logical Thinking | To logically analyze customers' risk needs and features of insurance products and derive the optimal plan. |
| Attention to Detail & Accuracy | To accurately grasp the details of contract contents and insurance policies and prevent mistakes. |
| Communication Skills | Because smooth negotiation and coordination with customers and insurance company representatives are necessary to build trust. |
| Learning Agility & Knowledge Acquisition | Because legal amendments and product revisions are frequent, continuous knowledge updates are required. |
| Problem Solving | To propose appropriate solutions to customer-specific risks and questions. |
Aptitudes (Weaknesses Acceptable)
| Item | Description |
|---|---|
| Physical Stamina & Endurance | Mainly desk work and business meetings, with few heavy tasks. |
Related Qualifications
- Casualty Insurance Solicitation Qualification
- Certified Financial Planner
- Life Insurance Solicitation Qualification
Aliases
- Independent Insurance Agency
- Insurance Broker
Related Jobs
- Financial Planner
- Insurance Agency Sales
- Insurance Underwriter