Investigation Officer (Bank)
ちょうさやく（ぎんこう）
Industry & Occupation
Classification
- Major : Managerial Occupations
- Middle : Corporate and Organizational Managers
- Minor : Corporate Managers
Summary
A job that conducts credit investigations and market/customer analysis in banks, providing foundational data for lending and investment decisions.
Description
Bank Investigation Officers collect and analyze information on borrowing companies and markets, providing the basis for credit risk evaluations and credit decisions as specialists. They perform financial statement analysis, industry trend surveys, on-site investigations, and more, creating reports using quantitative and qualitative data. They also coordinate with internal departments and trading partners, contributing to the development of risk management systems. High analytical skills, communication abilities, and deep business knowledge are required.
Future Outlook
With the rise of fintech and strengthened regulations, the importance of risk management and credit investigations is increasing, and demand for specialized personnel is expected to remain stably high. While AI-driven automation advances, the value of personnel in areas requiring qualitative judgment will be maintained.
Personality Traits
Analytical mindset / Cautious and meticulous / Good communication skills / Strong sense of responsibility
Work Style
Career Path
Investigation Staff → Senior Investigation Officer → Risk Management Department Manager → Credit Risk Director → Executive (Risk Management)
Required Skills
Credit Risk Assessment / Data Analysis (BI Tools) / Financial Statement Analysis / Report Writing
Recommended Skills
Data Processing / English Document Reading / Financial Modeling / Industry Knowledge
Aptitudes (Strengths Preferred)
| Item | Description |
|---|---|
| Analytical & Logical Thinking | Because it is necessary to accurately analyze financial statements and data. |
| Attention to Detail & Accuracy | Attention to detail is essential to avoid overlooking minute numbers or contract conditions. |
| Numerical & Quantitative Analysis | High-level quantitative analytical skills are needed due to handling large amounts of financial data. |
Aptitudes (Weaknesses Acceptable)
| Item | Description |
|---|---|
| Physical Stamina & Endurance | Mainly desk work, with low physical requirements. |
Related Qualifications
- Certified Public Accountant
- Securities Analyst
Related Jobs
- Credit Investigator
- Financial Analyst
- Risk Management Officer