Deposit Solicitor
よきんかんゆういん
Industry & Occupation
Classification
- Major : Sales and Marketing Occupations
- Middle : Sales Representative Occupations
- Minor : Financial and Insurance Sales Representatives
Summary
Deposit solicitors at banks and other financial institutions propose deposit products such as ordinary deposits and time deposits to customers, handling everything from contract procedures to aftercare as sales roles.
Description
Deposit solicitors visit bank branches or customer locations to propose deposit products such as ordinary deposits, time deposits, and installment savings to individuals and corporations. They explain interest rates, fees, and tax incentives in an easy-to-understand way, assess customers' life plans and funding needs, and recommend optimal products. They build long-term trust by preparing and verifying contracts, handling procedures, providing follow-up after deposits, and making maturity renewal proposals. Compliance with laws and internal rules is essential, requiring sales skills and communication abilities to meet quotas.
Future Outlook
Due to the prolonged low-interest-rate environment, simple deposit sales alone make differentiation difficult, and banks are strengthening asset management proposals and consulting functions. Deposit solicitors will increasingly require broad financial knowledge and sales skills utilizing digital channels.
Personality Traits
Bright and positive / Has a friendly demeanor / Sincere / Strong sense of responsibility
Work Style
Corporate Sales / Field Sales / Individual Business / Store Operations
Career Path
Deposit Solicitor → Senior Deposit Solicitor → Sales Leader → Branch Sales Manager → Branch Manager
Required Skills
Basic PC Operation / Communication Skills / Contract Document Preparation / Customer Needs Analysis / Financial Product Knowledge
Recommended Skills
Financial Regulations Knowledge / Presentation Skills / Proposal Document Creation / Relationship Building Management
Aptitudes (Strengths Preferred)
| Item | Description |
|---|---|
| Attention to Detail & Accuracy | Accuracy in contract documents and legal regulations is required. |
| Communication Skills | Essential for customer explanations and building trust. |
| Initiative & Leadership | Necessary to independently acquire customers and create proposal opportunities. |
| Stress Tolerance | Required to withstand pressure from meeting quotas and customer interactions. |
Aliases
- Deposit Sales
- Deposit Salesperson
Related Jobs
- Financial Consultant
- Insurance Salesperson
- Loan Salesperson
- Securities Salesperson
- Teller